No Interest Loan Scheme (NILS)

NILS is the No Interest Loan Scheme. We help low income Tasmanians get safe, fair and affordable loans.
No interest
No fees or charges
No credit checks
No worries!

We can lend you up to $1500 to buy new items and services, including
Household essentials
- like fridges, washers, furniture

Education Essentials
- like computers, school trips, text books and school uniforms

Medical and Dental Essentials
- like mobility equipment, dentures and treatment costs

Car Care Essentials
- like registration, tyres and repairs

Refugee family reunion support
- including visa fees and airfares

Family Violence Support
- including removal costs and security equipment

We don't:
- Lend for food, bills, rent or bond
- Give you cash
- Lend for second hand goods

See our website for more information and to apply.

Who this service is for

Low-income Tasmanians.

To qualify you must:

Have a current healthcare card, pension card, DVA card or Low Income healthcare card.
Have an income of $55,000 (net) or less if not on Centrelink benefits.
Be able to repay a NILS loan.

How this service is delivered

  • Face-to-face

    We visit many of the Neighbourhood Houses around the state - contact us for details.

  • Call or visit us online

    Call us or visit our website for more information.

Updated: 01/07/2021