NILS is the No Interest Loan Scheme. We help low income Tasmanians get safe, fair and affordable loans.

• No interest
• No fees or charges
• No credit checks
• No worries!

We can lend you up to $2000 to buy new items and services, including

• Household essentials – like fridges, washers, furniture
• Education Essentials – like computers, school trips, textbooks and school uniforms
• Medical and Dental Essentials – like mobility equipment, dentures and treatment costs
• Car Care Essentials – like registration, tyres and repairs
• Family Violence Support – including removal costs and security equipment

We don’t:

• Lend for food, bills, rent or bond
• Give you cash
• Lend for second hand goods

See our website for more information and to apply.

Who this service is for

Low-income Tasmanians.

To qualify you must:

• A current healthcare card, pension card, DVA card.
• To be in receipt of fortnightly Centrelink or DVA Payments, or have a working income of $55,000 gross or less.
• To live in stable accommodation (exceptions can be made in some cases).
• Capacity to repay the loan.

Cost

There are no fees, charges or interest. You only repay what you borrow.

The repayments on a $2,000 loan is $40 per fortnight over approximately 24 months.

How this service is delivered

• Face-to-face

  We visit many of the Neighbourhood Houses around the state - contact us for details.

• Call or visit us online

  Call us or visit our website for more information.